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Researching localities, comparing property types, and decoding carpet area
Choosing the right property requires structured market research and due diligence. Use a blend of reliable channels to find verified listings:
Online Realty Portals
Filter thousands of verified properties by BHK, price per sq.ft, and RERA approval status.
Certified Property Advisors
Get guided site visits, builder direct discounted pricing, and zero brokerage support.
Developer Sales Galleries
Inspect physical show homes, construction quality, master plans, and sample specifications.
Property Expos & Launches
Access early-bird pre-launch pricing and flexible milestone payment schemes.
Your daily commute and property capital growth depend on the micro-market. Evaluate your target locality with this 4-pillar checklist:
Peak hour travel times, distance to IT corridors/business districts, and metro station proximity.
Access to top schools, multi-specialty hospitals, grocery supermarkets, and recreational parks.
24/7 municipal water supply, underground sewage, power backup, and wide flood-free roads.
Upcoming infrastructure such as Metro lines, flyovers, expressways, and airport connectivity.
Select a property category to review price discounts, possession risks, fund security, and suitability:
Pro Tip: Ready-to-move homes do not attract 5% GST, saving you lakhs upfront. However, under-construction properties allow staged payments via construction-linked installments.
Click each area type below to see what it covers inside your floor plan:
The actual floor area inside inner walls that you can literally cover with a carpet. It includes bedrooms, living room, kitchen, and internal bathrooms. Under RERA, builders must quote property rates on this area only.
True property acquisition costs, stamp duty rates, and home loan eligibility
Select your property budget to see the exact breakdown of stamp duty, registration fees, GST, and maintenance corpus:
Document checklists, RERA portal checks, and title verification
Check off documents you have verified to calculate your transaction readiness score:
1. Title Deed & 30-Year Chain of Ownership
Verifies the seller/developer holds clear, undisputed ownership title of the land.
2. RERA Registration Number & Portal Verification
Check quarterly progress, registered carpet area, and completion deadline on state RERA portal.
3. Encumbrance Certificate (EC - Form 15 / 16)
Certifies the property has nil outstanding bank mortgages, tax liens, or court attachments.
4. Commencent (CC) & Occupancy (OC) Certificate
CC validates legal start of construction; OC confirms building is legally habitable.
5. Up-to-Date Property Tax & Municipal NOCs
Confirms no pending assessment dues or unpaid electricity/water utility bills.
Allotment letter, biometric registration, and possession day snagging checklist
Issued upon paying 5% to 10% token money specifying unit number, floor, area, and total agreement consideration.
Drafted as per standard RERA format with agreed milestone payment stages, penalty clauses, and possession date.
Buyer and Seller (with 2 witnesses) visit the Sub-Registrar office for fingerprinting, photograph, and official stamping.
Before signing the final possession handover certificate, thoroughly inspect the property and record any defects in the “Snagging Sheet”: